Find Customized Financing for Any Budget or Credit Situation at DCH Toyota of Oxnard
Did you know you have options when it comes to financing your new Toyota? No longer are drivers restricted to purchasing a vehicle outright. Leasing a Toyota comes with a suite of financial benefits that has made it a popular choice for many Oxnard, Thousand Oaks, Ventura, Camarillo, and Santa Barbara drivers. Our financing experts can review with you different flexible payment plans to find one uniquely tailored to your budget. Even shoppers on a tight budget, or with a less-than-perfect credit history can get pre-approved for a lease or loan that will meet their needs.
Lease vs. Loan: Which is Better?
When you purchase a car outright, or take out a loan to buy a car, it is yours until you choose to sell it. Buying is the less expensive choice long-term, if you plan to keep the vehicle for its entire life. It is also the right option for drivers who want to modify or customize their car or truck. High-mileage drivers may also choose to buy, rather than incur penalties for exceeding the mileage limits in the lease agreement.
Leasing a Toyota is similar to renting a house. Your monthly payments will usually be lower, because you are only paying for the term that you will be driving the car. This means you can get a better car for less money. Because the lease term is typically only two or three years, the vehicle will usually be under warranty the entire time, meaning less worrying about maintenance. Drivers who love having the latest technology, and hate dealing with repairs find leasing to be the perfect solution.
Choosing the Financing Plan That is Right for You
Every payment option has its pros and cons, and many factors can determine which works best, including:
- Credit score
- Personal preferences and driving habits
- Vehicle price
- Special offers that may apply
You don't need to be an accountant to crunch all the numbers. You'll find that our friendly team is always ready and willing to run through the figures, offering the support and insight you need to make the best decision. Building strong relationships with our clients often begins by turning what they thought was an impossible situation into a dream come true, simply by finding the perfect financing solution. See if we can do the same for you by giving us a call at 855-358-1519, or visiting our showroom at 1631 Auto Center Drive in Oxnard.