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1631 Auto Center Drive Oxnard, CA 93036 877-615-8170
1631 Auto Center Drive, Oxnard, CA 93036
Sales: (855) 239-8701 | Service: (877) 618-5842 | Parts: (877) 618-5912

Bad Credit Car Loans For Used Cars Serving Ventura and Thousand Oaks

DCH Toyota of Oxnard Bad Credit Financing

Contact DCH Toyota of Oxnard for Auto Loan Assistance Today

If you're looking to apply for an auto loan so that you can drive home in a sleek used Toyota Corolla, head to DCH Toyota of Oxnard in Oxnard, CA right now! Our Toyota dealership has an on-site finance department that works with drivers of all credit scores, and we're eager to learn more about you, your needs and how we can be of service. If you're looking to team up with a car dealership near Thousand Oaks and Ventura, CA that caters to your needs and cares about your overall financial well-being, you're looking DCH Toyota of Oxnard! Give us a call to learn more about the auto loan assistance we offer or take a moment to complete a credit application if you're excited to explore loan possibilities now!

Many drivers have less than perfect credit scores, but that doesn't mean you can't own a reliable mode of transportation! Explore sub-prime auto loans with our help today!

What is Bad Credit Financing?

Bad credit financing is auto loan options that are designed for drivers with past financial mishaps, such as bankruptcy filings or divorces. A credit score of 649 or less falls into the "poor credit" category while anything less than 600 being considered "bad credit." There are many types of bad credit car loans available, and most lenders want to work with you, even if you are applying for a high-risk auto loan, so don't let a low credit score stop you from applying for loans online now!

Our team will be able to answer your questions once we've reviewed your financial background. We'll run a credit check so that we can see the different factors that impacted your credit score, and will happily go over this information with you. Your credit rating is comprised of five different areas, which are:

  • Payment history
  • Amounts owned
  • Length of credit history
  • New credit
  • Credit mix

With payment history and amounts owned making up the largest percentages. Before contacting the financial lenders we work with, we'll discuss a few key points with you, including:

  • The used Toyota that you're interested in purchasing
  • The amount you've saved for a down payment
  • Your payment history, including late payments, foreclosures, repossessions, etc.
  • The loan amount you'd like to borrow
  • Your amounts owed and your ability to pay a new loan back

We enjoy a high rate of sub-prime auto loan approval, so give us a call, drop by our convenient Oxnard, CA location or use our website to apply for bad credit financing now! Our Toyota team looks forward to assisting with all your auto needs soon.

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By checking this box and submitting this form, I certify that I have provided true and accurate information and that I have read and understood the dealership's privacy policy. I authorize the dealer to begin a credit investigation, to process my application, and to forward my application to lenders, financial institutions, or other third parties.

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DCH Toyota of Oxnard 1631 Auto Center Drive Oxnard, CA 93036 Get Directions
Sunday:
10:00 AM - 8:00 PM
Monday:
8:30 AM - 9:00 PM
Tuesday:
8:30 AM - 9:00 PM
Wednesday:
8:30 AM - 9:00 PM
Thursday:
8:30 AM - 9:00 PM
Friday:
8:30 AM - 9:00 PM
Saturday:
8:30 AM - 9:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 7:00 PM
Tuesday:
7:00 AM - 7:00 PM
Wednesday:
7:00 AM - 7:00 PM
Thursday:
7:00 AM - 7:00 PM
Friday:
7:00 AM - 7:00 PM
Saturday:
7:30 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 7:00 PM
Tuesday:
7:00 AM - 7:00 PM
Wednesday:
7:00 AM - 7:00 PM
Thursday:
7:00 AM - 7:00 PM
Friday:
7:00 AM - 7:00 PM
Saturday:
7:30 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 7:00 PM
Tuesday:
7:00 AM - 7:00 PM
Wednesday:
7:00 AM - 7:00 PM
Thursday:
7:00 AM - 7:00 PM
Friday:
7:00 AM - 7:00 PM
Saturday:
7:00 AM - 6:00 PM

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